Dear Patriot,

Yesterday, I showed you how hybrid insurance locks in your wealth against care costs—smart protection while Trump’s still swinging. But there’s a debt trap waiting to drag you down: reverse mortgages gone wrong.

These sound like free cash—borrow against your home, no payments now. But the fine print? Sky-high fees and interest that can leave you owing more than your house is worth. The elites steer clear, owning their homes outright or using better tricks.

Tomorrow, I’ll reveal the one way to use your home to fund retirement—without losing it

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Poll Of The Day

Fun Fact Of The Day

Retirees who avoid bad debt traps keep their homes and their peace—owing nothing feels better than any loan!