05-04-25 ARI Irollie (MG RFN 4.8) AM

Dear Patriot,

Yesterday, I sounded the alarm on the retirement savings gap. Today, here’s one of the fastest ways to fight back: downsizing your home.

But don’t just sell and run. Downsizing wrong can leave you with a tax mess, HOA hell, or worse—trapped in a “retirement village” nightmare we’ve already exposed.

Before you list anything, ask:

• Will I truly save on monthly costs?

• Am I trading ownership for restrictions?

• Is the area tax-friendly—and future-proof?

The elites downsize with strategy. They convert equity to freedom—not just a smaller mortgage. You can too.

Tomorrow, I’ll break down why “aging in place” is making a comeback—and how to do it without government interference.

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Poll Of The Day

Fun Fact Of The Day

Home equity makes up nearly 50% of the average retiree’s net worth—yet most never tap it for strategic income or tax advantages.