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- 05-28-25 ARI Rav-Goldco (MG RSO 5.20)
05-28-25 ARI Rav-Goldco (MG RSO 5.20)
Dear Patriot,
Yesterday, I showed you how to build a retirement portfolio that fits you. But even the perfect plan can collapse if you ignore this: sequence of returns risk.
It’s not just how much your portfolio earns—it’s when those gains and losses hit. If the market tanks early in your retirement while you’re making withdrawals, you could run out of money decades sooner—even if the average return looks fine on paper.
The elites know this. That’s why they use cash buffers, bond ladders, and multi-bucket strategies to ride out storms without touching their main nest egg.
Tomorrow, I’ll walk you through how to build a buffer strategy that guards your income in any market.
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Poll Of The Day
Have you ever heard of sequence of returns risk? |
Fun Fact Of The Day
Two retirees with the same portfolio and same average return can end up with wildly different outcomes—just based on when the bad years hit.