06-11-25 ARI Market Beat (TPD 2nd)

Dear Patriot,

Yesterday, I showed you how dynamic withdrawals can stretch your savings. But let’s be real—most retirees still want guaranteed income they can count on, no matter what the market does.

The trick is finding it without giving up control.

Here’s how smart retirees do it:

  • Use SPIAs (Single Premium Immediate Annuities) for basic fixed income needs.

  • Layer in Social Security timing strategies for bigger lifetime payouts.

  • Build a “personal pension” using dividend stocks or rental income.

  • Consider laddered annuities or CDs for flexibility and safety.

The elites don’t blindly chase “guaranteed” products—they structure income flows that fit their freedom goals.

Tomorrow, I’ll break down how to balance guaranteed income with growth potential—so you don’t get left behind.

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Poll Of The Day

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Fun Fact Of The Day

Locking in just $1,000/month of guaranteed income in retirement can reduce your odds of running out of money by over 50%—especially in volatile markets.