06-17-25 ARI Irollie (MG RSO 5.28)

Dear Patriot,

Yesterday, I warned you about shady estate seminars posing as free help. Today, let’s fix that by learning how to pick a real advisor who puts you first.

Here’s what to look for:

  • Fiduciary status—they’re legally required to act in your best interest.

  • Fee-only compensation—no hidden commissions or sales quotas.

  • Transparent planning process—they talk goals, not just products.

  • Clear record and credentials—CFP, CPA, or JD over a flashy sales title.

The elites don’t take financial advice from someone earning 10% to sell them something. You shouldn’t either.

Tomorrow, we’ll pivot again and talk about a retirement danger almost no one sees coming: adult children with access to your finances.

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Poll Of The Day

Have you ever worked with a fiduciary, fee-only financial advisor?

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Fun Fact Of The Day

Only about 15% of financial advisors in the U.S. are truly “fee-only fiduciaries”—most still earn commissions or both.