Dear Patriot,

Yesterday, we tackled digital legacies. Today, let’s talk about the physical side—your stuff.

Years of hard work often leave behind garages full of gear, closets packed with “just in case” items, and heirlooms no one knows what to do with. If you don’t make decisions now, someone else will—and it won’t be pretty.

Here’s what smart retirees do:

• Purge with purpose—keep what’s meaningful, donate what isn’t.
  

• Document family history—label photos, explain keepsakes, pass on the story, not just the item.
  

• Gift now, not later—watch your legacy be used and appreciated.
  

• Downsize for freedom—less clutter means fewer burdens, fewer bills, more options.
  

The elites don’t drag decades of baggage into retirement—they travel light, live well, and leave clear legacies.

Tomorrow, we’ll pivot again—this time into how your retirement plan should adjust if you decide to start a business or side hustle later in life.

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Poll Of The Day

Fun Fact Of The Day

The average American home contains over 300,000 items—and retirees spend an estimated 3,000 hours managing belongings in the last 10 years of life.