ARI | 02-07-25 AM: Common Retirement Planning Mistakes (native path)

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Planning for retirement is a journey filled with potential missteps that can jeopardize your financial future. One prevalent mistake is underestimating expenses, leading to insufficient savings. It's crucial to account for healthcare costs, inflation, and unexpected expenditures. 

Another common error is failing to diversify investments, which can expose your portfolio to unnecessary risk. Additionally, not rebalancing your retirement portfolio regularly can lead to an unintended asset allocation, increasing vulnerability to market fluctuations. Being aware of these pitfalls is the first step toward securing a comfortable retirement.

Fun Fact

Approximately 28% of people have nothing saved for retirement, highlighting the importance of proactive planning.